According to Missouri’s Department of Workers’ Compensation, “Missouri law requires most employers to carry insurance, which pays for medical treatment and lost time benefits for employees who are injured on the job.” If you are an employee in the construction industry, your employer must have workers’ compensation insurance if the employer has one or more employees.
Workers’ Compensation Covered Injuries in Missouri
Your personal injury must have arisen out of and in the course of employment to be considered for workers’ compensation. When the cause of an injury is unknown, those injuries are not covered – neither are injuries that happen when the employee is commuting to and from work.
What You Should Do After Suffering an Injury at Work
Report the injury immediately or you may lose your right to workers’ compensation. If your employer doesn’t provide you with an accident or injury report form, you can download one from Missouri’s Department of Labor’s website.
Always seek proper medical attention. Your health and wellbeing should be your top concern. Make sure your injuries are properly taken care of and documented by a medical professional.
After reporting your injury and seeking medical attention, it’s important to find a qualified law firm who has winning experience working with workers’ compensation cases.
Understanding Available Workers’ Compensation Benefits
All your authorized medical care costs will be covered. It’s important to keep your employer or its insurer in the loop about every medical treatment because your employer has the right to choose the treating doctor or other healthcare provider. Usually, the employer and its insurance company don’t have to pay for medical care that you sought without their authorization.
If your doctor says you aren’t able to return to work due to your injuries, you might be entitled to temporary total disability (TTD) benefits.
If you’re seeking workers’ compensation, the amount of weekly payment to you is 66.66 percent of your average weekly wage. The maximum amount of workers’ compensation an employee can receive is 105 percent of the state average weekly wage.
The payment, or payments, you receive will depend on whether you are considered TTD, permanent partial disability (PPD) or permanent total disability (PTD).
If an employee dies due to a compensable accidental injury or occupational disease, the surviving dependents may receive weekly death benefits paid at 66.66 percent of the deceased employee’s average weekly wage.
Why You Should Always Hire a Personal Injury Attorney For Workers’ Compensation Cases
Every workers’ compensation case is different, and they are often much more complex than most people believe. Finding an experienced personal injury attorney could be the difference between settling and getting the settlement you deserve.
The only time you might not need an attorney for a workers’ compensation case is if you only suffered a minor injury that won’t permanently impact you and if you have received a settlement you are comfortable with.
If you aren’t happy with the settlement, or lack thereof, or if the injury was significant, you will need an experienced workers’ compensation attorney to help you get the settlement and benefits.
Workers’ Compensation Attorneys in Columbia and Joplin, MO
About Our Award-Winning Law Firm
Sticklen & Dreyer, P.C. has over 45 years of experience getting our clients the settlement or compensation they deserve. In 2016, we were listed as a Law Firm 500 Award Honoree as one of the fastest-growing law firms in the United States. We have seen so much success and growth through our ability to achieve quality results for our clients. We have received more than $100 million in settlement judgments for our clients.
Charles Sticklen and Shelly Dreyer have won millions of dollars for their clients, and they are continuously helping Mid-Missourians get the compensation they deserve.
On top of that, Sticklen & Dreyer, PC has a dedicated team of paralegals that contribute toward what makes this law firm so successful.
Our experienced team of workers’ compensation attorneys are happy to help you get the settlement or compensation you deserve if you are injured on the worksite. If you are injured in Columbia, Jefferson City or in the surrounding areas, trust the highly skilled attorneys at Sticklen & Dreyer, PC to get you the money and benefits you deserve.